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Written By: Ryan Scribner on Feb 23, 2024
» 2 min read
Category: 
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Does Revolut Work With Zelle?

Revolut is a popular all-in-one financial app offering services ranging from banking to investments and even global currency exchange. 

Their aim is to offer users a convenient and cost-effective way to manage their finances; both domestically and internationally.

Revolut Zelle

But what about sending money?

Revolut offers their own peer-to-peer payment service within the app.

But you might still be wondering; does Revolut work with Zelle?

Check out my Zelle Tutorial below to learn how to use Zelle!

What is Zelle?

Zelle is a digital payment network widely used in the United States. It lets users send and receive money instantly between U.S. bank accounts.

Zelle is usually available through:

  • Your bank’s mobile app, if they’re a Zelle partner
  • Or (previously) the standalone Zelle app, which allowed card-based sign-ups

What is Zelle

Zelle is often directly integrated within banking apps, but this isn't always the case.

Note: As of mid-2024, the standalone Zelle app is no longer available for new users. You now need a Zelle partner bank to use the service.

Does Revolut Work With Zelle?

In short: No, Revolut does not directly integrate with Zelle.

Here’s why:

It does not appear as a partner within Zelle-supported banking apps.

Revolut is not a traditional U.S. bank — it’s a global fintech company so it does not have the same standing with Zelle.

Potential Issues or Limitations

While some Revolut cards have worked with Zelle in the past, there are a few things to keep in mind:

  • Not all debit cards are accepted — especially those from non-U.S. banks or prepaid cards
  • Even if accepted, you may face:
    • Delayed transfers
    • Lower sending limits
    • Higher risk of failed transactions

Because Revolut doesn't participate in Zelle’s banking network, it’s considered a non-integrated provider.

Alternative Options for Revolut Users

If Zelle doesn’t work for you, don’t worry — there are plenty of other ways to send money fast:

Venmo

  • May accept Revolut debit cards
  • Offers free transfers and bill-splitting
  • Great for U.S.-based payments

Cash App

  • Often supports Revolut debit cards
  • Works well for personal payments
  • Fast and easy to use

PayPal

  • One of the most reliable options for linking Revolut
  • Works both domestically and internationally
  • Includes buyer/seller protections

Wise (formerly TransferWise)

  • Excellent for international money transfers
  • Often cheaper and faster than banks
  • Transparent fees and real exchange rates

Revolut's In-App Transfers

  • Works best when both users have the Revolut app
  • Instantly send and request money
  • Split bills, send gifts, and track payments in-app
Article written by Ryan Scribner
Ryan Scribner is the Co-Founder of Investing Simple and author of the personal finance book ‘From Side Hustle To Main Hustle To Millionaire’ (available on Amazon and at Barnes & Noble). He is recognized as a Top 100 Money Expert by GoBankingRates. Ryan Scribner runs a successful YouTube channel focused on money and investing, which he started in 2016. Scribner was exposed to the finance world early on with a dad who is a financial advisor. Before he started his YouTube channel, he was working and making a surplus of money which he began investing on his own. Then he started to document it on his YouTube channel, before launching the Investing Simple blog in 2018. Ryan Scribner has used his own experiences with money to show others what he’s done to be successful so that they can learn from it. He has been featured in The Wall Street Journal in a publication on The Financial Gurus Millenials Listen To. In addition, Ryan Scribner has been featured in MarketWatch, Business Insider and Forbes - where he was recognized as the #1 Must Watch YouTube Channel For Making Money.

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