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Written by Cho Evelína on February 19, 2023
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How Does The Robinhood Cash Card Work?

Robinhood Cash Card is a debit card issued by Sutton Bank that can be used by Robinhood users to make purchases online or in-person, reserve hotels or open a tab at a restaurant, and withdraw cash from ATMs among other things.

This card works anywhere that Mastercard® is accepted around the world.

Users who opt for a virtual card can use it online and through mobile payment services like Apple Pay, Google Pay, and Samsung Pay.

How Does The Robinhood Cash Card Work?

Users can use their Robinhood Cash Card 24/7, as long as they have enough available cash in their spending account to cover purchases.

Available cash is any cash that users have in their spending account that they can withdraw or spend, and they can find the amount of available cash they have at the top of the Spending tab.

How To Get Cash

  • Users can get cash with their Robinhood Cash Card by withdrawing it at any in-network ATM or by asking for cash back after typing in their PIN at participating stores.
  • Robinhood users can use their card at any out-of-network ATM, but they may need to pay a fee to the ATM operator.


  • Robinhood Cash Card users cannot currently make deposits with their card, and they should note that they may incur currency conversion fees if they choose to pay for foreign debit card transactions in US Dollars or withdraw funds from a foreign ATM in US Dollars.
  • However, Robinhood Cash Card users can use their card at over 15,000 free international ATMs in addition to the over 75,000 free ATMs available in the United States.

Additional Details About Robinhood Cash Card

When users use their Robinhood Cash Card, Robinhood holds money from their account to cover the cost of the purchase.

Users will see a Pending item in the Recent History section of the Spending tab until the purchase amount is final and the money is actually moved out of their account.

Robinhood Money declines transactions that users don’t have enough cash or margin available to cover.

However, in some cases, the final amount of a transaction exceeds the amount that was originally approved, such as when leaving a large tip on a Robinhood Cash Card at a restaurant. In such cases, the user may experience an account deficit.

Users can change their PIN at any time from the Robinhood app by tapping the card in the Cash tab and selecting Change PIN.

This article was generated using automation technology, and thoroughly edited and fact-checked by an editor on our editorial staff.

Article written by Cho Evelína

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