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Author: Kevin Mercadante

Kevin Mercadante is a freelance professional web content writer for hire, and the owner of his own personal finance blog, OutOfYourRut.com. He has extensive backgrounds in both accounting and the mortgage industry. In fact, it was his career crash-and-burn from the mortgage business in 2008 that led him into blogging and freelance professional web content writing. Kevin and his family live in New Hampshire, after long stints in New Jersey and Georgia.
Kevin Mercadante

6 Best Robo-Advisors For Beginners

By Kevin Mercadante on April 7, 2021
Are you confused about how to start investing? If so, you’re hardly alone. The hardest part of investing is just getting started. If you’re just striking out on the financial path of life, you’ll want to take a close look at robo-advisors to help you begin investing. They’re a hands-off, stress-free way to enjoy professional […]
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Best Brokerages For Swing Trading In 2021

By Kevin Mercadante on March 22, 2021
If you’re a swing trader, or if you plan to engage in the strategy, your choice of brokerage accounts will be an important part of your success. Swing trading is a form of (very) active investing and will require a brokerage platform that can comfortably accommodate high-frequency trading. We’ve identified six of the best brokerages […]
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Best Brokerages for Day Trading In 2021

By Kevin Mercadante on March 21, 2021
Virtually any type of investing involves a healthy amount of risk, but sitting at the top of the risk pyramid is a trading practice referred to as day trading. It’s high risk because it involves rapid-fire trading in pursuit of a large number of successful trades – which is hardly guaranteed – and is often […]
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Best Brokerages For Roth IRA Accounts In 2021

By Kevin Mercadante on March 17, 2021
A Roth IRA has increasingly become a must-have account in recent years. But who are the best brokerages for Roth IRA accounts? In this guide, we’re going to summarize the best features of eight popular investment brokerages, and why we think each is one of the best choices for your Roth IRA account. The Best […]
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Here's How The Stock Market Works In 2021

By Kevin Mercadante on February 14, 2021
Have you ever wondered how the stock market works? A lot of people who have been investing for years aren’t entirely sure of the answer to that question. Similar to computers, it’s possible to use the stock market without knowing how it works. But knowing how the stock market works can help you understand the […]
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Top 6 Brokerages For Pre-Market/After Hours Trading In 2021

By Kevin Mercadante on January 14, 2021
Before online banking became a thing, people often complain about “banker’s hours." That term refers to the fact that banks typically don’t open until 9:00 AM, and then close their doors by 5:00 PM. Since those are the hours most people are at work, access to a bank branch was extremely limited – you usually […]
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Top 13 Robo Advisor's Fee Comparison 2021: Which Is Best?

By Kevin Mercadante on January 12, 2021
The robo-advisor field has gotten incredibly crowded in recent years. Not only are there plenty of independent robos, but nearly every major brokerage firm as at least one of their own. With all the different features and fees, how can you know which robo-advisor is right for you? Though we certainly don’t want to say […]
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Top 7 Best Brokerages For Fractional Share Investing In 2021

By Kevin Mercadante on January 11, 2021
If you’re a small or medium size investor, you’ll want to know if a brokerage offers fractional shares before investing any money with them. Fractional shares are the great equalizer when it comes to investing. That’s because they enable an investor with a small amount of money to spread their funds among dozens or even […]
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Top 8 Best Brokerages For Joint Accounts in 2021

By Kevin Mercadante on December 25, 2020
There’s a lot of emphasis on individual investing these days, particularly with regard to retirement accounts, where it’s an IRS requirement. But plenty of folks want to have joint investment accounts. Not only is that typical among married couples, but it’s often necessary in other situations, such as an elderly investor who wants to include […]
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How To Invest As A College Student In 2021

By Kevin Mercadante on November 23, 2020
Invest as a college student? I’ll admit that on the surface that may seem like a tough balancing act, or even a cruel joke. After all, you have school to worry about, more than enough homework, and you may even be juggling a part-time job. Then there’s the student loan issue. Most students have these […]
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The 10 Best Robo-Advisors For 2021

By Kevin Mercadante on September 29, 2020
Robo-advisors are automated, online investment platforms that provide complete portfolio construction and ongoing investment management for a very low fee. Choose the right robo-advisor and all you’ll need to do is fund your account and watch it grow. But with all the robo-advisors that have been springing up in the last decade or so, how […]
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Betterment IRA Review: How To Rollover A 401(k)/IRA!

By Kevin Mercadante on September 23, 2020
Given that the average worker will change jobs multiple times in the course of his or her career, that can create a decision time when it comes to what to do with your previous employer’s 401(k) plan. In addition, many retirement investors also change IRA custodians from time to time, looking to take advantage of […]
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Power Your Investing

Choosing the right product and service is essential for your investing. Here are some of the tools and services to help your portfolio grow.
Robinhood
Robinhood provides an easy-to-use free trading platform for beginner investors. Robinhood has $0 account minimums. Get a free stock when you open an account below.
Try Robinhood
M1 Finance
M1 Finance offers a free investing platform where users can build portfolios of stocks and ETFs. Users can also choose from a variety of pre-built portfolios offered for free.
Try M1 Finance
Fundrise
Passively invest in private real estate deals with as little as $500. Fundrise allows you to own residential and commercial real estate across the U.S. starting at a 1% annual fee.
Try Fundrise
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