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Written by Cari Scribner on April 1, 2021
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Acorns Free Promo 2021: Earn $10 Free Bonus!

The Acorns investing app helps you use every last penny of spare change you have lying around to launch an investment account.

Now, they’re pitching in their own cash as a promotion to entice you to open a new account. They will chip in $10 to amp up your savings as soon as you sign up.

All you need to do is sign up for a new Acorns account using the link below. You will receive your $10 credit as soon as you finish registering.

This is an exclusive offer for Investing Simple readers.

Acorns Spare Change Round Up

What do you do with your loose coins?

Chances are good you leave those excess pennies, dimes, nickels and quarters lying around your car. Maybe you empty your pockets into a jar on your dresser, thinking you will cash them in some time in the future, but never get around to it. There are machines out there now that tally up coins to be exchanged for paper money, but they take a cut of your profits. Who wants to do that?

The Acorns online platform lets you put every single one of those pennies to good use.

You can literally open an Acorns account with less than a dollar’s worth of change. You read that right.

What Is Acorns?

Acorns is a robo-advising, micro-investing platform that does the saving and investing for you. Right now, there are more than 5 million people using the Acorns platform, and this $10 promo could be just the nudge you need to join them.

It’s basically micro-investing with micro-pricing.

There are no deposit or account minimums to maintain, no commission fees and no penalties when withdrawing funds. What’s more, Acorns charges just $1 per month for its basic service, Acorns Lite.

Set It And Forget It

One of the most interesting features of Acorns is automatic round-ups. You simply link a credit or debit card, then buy morning coffee, gas, groceries, Friday night dinner, you name it! Acorns will round-up the amount you’ve spent to the nearest dollar. Then, it will take that change, no matter how small an amount, and funnel it into your investment portfolio.

Acorns seamlessly transfers those spare coins into investments diversified across more than 7,000 stocks and bonds that are automatically rebalanced with market fluctuations up and down. The key word here is “automatic.” You don’t need to log into you account and make the round-ups happen. It’s all done for you.

You can add to your wealth by making one-time investments from anywhere. Got an extra $25 from cutting coupons and bringing a brown bag lunch to work? Shuttle that right into your Acorns investment account.

Which robo-advisor is the best for you?

Answer a few quick questions and we'll recommend the best advisor for you, based on our objective analysis.

So-Fi Automated Investing

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Management Fees $0

Account Minimum $0

Best For: low account balances, beginner investors

M1 Finance

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Fees: $0

Account Minimum: $100/$500

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So-Fi Automated Investing

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Management Fees $0

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M1 Finance

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Open Account

Fees: $0

Account Minimum: $100/$500

Best For: beginner investors, pre-built portfolios

So-Fi Automated Investing

Read Full Review

Open Account

Management Fees $0

Account Minimum $0

Best For: low account balances, beginner investors

M1 Finance

Read Full Review

Open Account

Fees: $0

Account Minimum: $100/$500

Best For: beginner investors, pre-built portfolios

So-Fi Automated Investing

Read Full Review

Open Account

Management Fees $0

Account Minimum $0

Best For: low account balances, beginner investors

M1 Finance

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Open Account

Fees: $0

Account Minimum: $100/$500

Best For: beginner investors, pre-built portfolios

Personal Capital

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Fees: 0.49% to 0.89%

Account Minimum: $100,000

Best For: Access to human advisors, larger account balances

Betterment

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Open Account

Fees: 0.25% to 0.40%

Account Minimum: $0

Best For: Full investment automation, access to human advisors

Personal Capital

Read Full Review

Open Account

Fees: 0.49% to 0.89%

Account Minimum: $100,000

Best For: Access to human advisors, larger account balances

Betterment

Read Full Review

Open Account

Fees: 0.25% to 0.40%

Account Minimum: $0

Best For: Full investment automation, access to human advisors

Personal Capital

Read Full Review

Open Account

Fees: 0.49% to 0.89%

Account Minimum: $100,000

Best For: Access to human advisors, larger account balances

Betterment

Read Full Review

Open Account

Fees: 0.25% to 0.40%

Account Minimum: $0

Best For: Full investment automation, access to human advisors

Acorns Fees

You can sign up for Acorns in three levels of membership:

Acorns Lite

Lite: $1 a month.

Includes a taxable investment account.

This level lets you:

  • Invest spare change
  • Earn bonus investments from more than 350 found money partners
  • Grow your knowledge through hundreds of articles from finance pros

Acorns Personal

Personal: $3 a month.

This level tacks on an Individual Retirement Account and a checking account.

This level gives you:

  • All-in-one investment, retirement, and checking account
  • Certain tax advantages
  • Bonus investments of up to 10%
  • Ability to save money with no account fees
  • 55,000+ fee-free ATMs across the nation and around the world
  • Advice on how to save money and more
  • A new, unique metal debit card

Acorns Family

Family: $5 a month.

This includes everything in the lower tiers, plus Acorns Early, which lets you open investment accounts for kids.

  • Investment accounts for kids with no extra charge when you add children to the plan
  • Potential tax savings as they grow
  • Personal investment, retirement, and checking accounts
  • Automatic recurring investments
  • Family financial advice tailored to your needs

Conclusion

Acorns is a smart, simple way to save and invest money you probably don’t even know you have. The $10 bonus is an incentive to open an account before the end of the year. So, dig out those dusty coins and get them to work for you!

Acorns free promotion
Article written by Cari Scribner
Cari Scribner is a career journalist with 20 year’s experience writing for newspapers and magazines. Now a freelance writer, she is also a published fiction writer with more than 15 short stories in literary mags. She recently completed a novel that is on the desk for consideration at two publishing houses. She lives with her two small dogs, Miloh and Lucy, in Upstate NY.

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