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Written by Kevin Mercadante on July 31, 2023
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9 Best Brokerages For Joint Accounts In 2024

Plenty of folks want to have joint investment accounts.

Not only is that typical among married couples, but it’s often necessary in other situations, such as an elderly investor who wants to include a sibling or adult child as a co-owner of the account.

Fortunately, there are plenty of brokerages offering joint accounts.

There are so many, in fact, you’ll have your pick of the type of platforms and investing you want to do.

Here’s a list of some of the best brokerages offering joint accounts.

Learn More: Robinhood Retirement 3% Match

Robinhood is a popular "all-in-one" investing app.

While they are most well-known for their commission free stock trading, they've recently shaken up the Retirement Investing World too.

Introducing Robinhood Retirement; home of the biggest IRA match on the market.

Robinhood IRA Boost

Here's what you need to know:

  • Robinhood offers 2 types of retirement accounts - the Roth IRA and Traditional IRA
  • All Robinhood investors will get a 1% Match on what they Contribute or Transfer
  • Robinhood Gold members will get a 3% Match - the biggest on the market

And don't worry, this comes with a Portfolio Builder Tool. You don't have to construct your investment portfolio from scratch if you don't want to.

Lastly, you'll even get a free stock worth up to $200 when you open a new Robinhood account using our link.

Best Free Stock Promotions

Robinhood Logo1 Free Fractional Share Worth Up To $200Learn More
Webull LogoEarn Up To 75 Free Fractional SharesLearn More
Moomoo Logo5 Free Stocks When You Deposit $100+Learn More
Acorns Logo$20 Bonus When You Invest $5+Learn More

1. M1 Finance

M1 Finance Robo Advisor

M1 offers an important element of self-directed investing – choosing your own stocks and exchange traded funds (ETFs) – then providing full automated management of your portfolio.

The portfolios are referred to as “pies”, which can be filled with as many as 100 stocks and ETFs. You can build as many pies as you want, with each built on a specific investment theme.

M1 Finance offers Joint accounts.

2. Interactive Brokers

interactive broker logo

Interactive Brokers, or IBKR, is a popular investing platform that caters to both experienced traders and beginners.

Introduced in 2019, IBKR Lite is a user-friendly option tailored for casual investors. This service allows users to make unlimited, commission-free trades of U.S.-listed stocks and exchange-traded funds.

Notably, Interactive Brokers provides access to a wide range of investment options, including options, futures, mutual funds, crypto, and fixed income, across various global markets.

With IBKR Lite, there are no mandatory account minimums or inactivity fees, making it an appealing choice for those looking to start investing hassle-free.

Additionally, the platform offers competitive interest rates on cash balances, the opportunity to earn extra income through their Stock Yield Enhancement Program, and access to low financing rates for borrowing against your account.

Interactive Brokers offers many account types, including Joint Accounts.

3. SoFi Money

SoFi Robo Advisor

This is an online cash management account, offering high interest, no monthly fees, mobile banking, periodic cash back offers and a debit card with access to over 55,000 of ATM machines across the country.

4. Firstrade

Firstrade trading platform

Firstrade is another option for Joint Accounts.

Their specialty is commission-free mutual fund trading. Firstrade offers more than 11,000 mutual funds.

It’s also a brokerage platform designed for self-directed investors, as there is no managed investment option offered.

5. Betterment

betterment logo

Whether you’re opening an individual or a joint account, Betterment is an excellent option for new or inexperienced investors.

They provide complete portfolio management, including investment selection, regular rebalancing, and re-investing of dividends.

6. TradeStation

tradestation logo

This brokerage offers an advanced trading platform for experienced, self-directed investors.

Offers one of the best trading platforms in the industry, including investment tools and resources.

7. Personal Capital

Personal Capital

Offers a mix of automated and human guided investment management for a much lower fee than traditional, human guided investment advisories.

Also offers plenty of free tools, including the ability to track your net worth, screen your retirement plan for high fees, and even offers limited budgeting capabilities.

8. Charles Schwab

Charles Schwab logo

They offer nearly unlimited options for self-directed investors, but also provide a managed investment option in Charles Schwab Intelligent Portfolios.

Customer service is top-notch, and includes 24/7 phone contact, as well as a network of branches serving most major cities in the US.

9. Fidelity


As the world’s second-largest investment broker, Fidelity offers virtually everything Schwab does, including their own managed investment option, Fidelity Go.

This is not surprising since, as the two largest brokerage firms in the world, Schwab and Fidelity compete head-to-head. It’s a perfect platform for investors of all levels, whether you’re a newbie or an advanced trader.

The customer service is top-notch, as is their trading platform, and they have a network of more than 300 local branches across the US.

Article written by Kevin Mercadante
Kevin Mercadante is a freelance professional web content writer for hire, and the owner of his own personal finance blog, He has extensive backgrounds in both accounting and the mortgage industry. In fact, it was his career crash-and-burn from the mortgage business in 2008 that led him into blogging and freelance professional web content writing. Kevin and his family live in New Hampshire, after long stints in New Jersey and Georgia.

Read more

Power Your Investing

Choosing the right product and service is essential for your investing. Here are some of the tools and services to help your portfolio grow.
Robinhood provides an easy-to-use free trading platform for beginner investors. Robinhood has $0 account minimums. Get a free stock when you open an account below.
Try Robinhood
M1 Finance
M1 Finance offers a free investing platform where users can build portfolios of stocks and ETFs. Users can also choose from a variety of pre-built portfolios offered for free.
Try M1 Finance
Passively invest in private real estate deals with as little as $10. Fundrise allows you to own residential and commercial real estate across the U.S. starting at a 1% annual fee.
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