Investing Simple Logo
Get 1 Free Stock Worth Up To $200 From Robinhood!
Sign up with Robinhood, deposit any amount and get 1 Free Stock. It takes less than 3 minutes to sign up and claim your Free Stock Bonus.
Earn 5.00% APY with M1 High-Yield Savings Account
M1 Plus members can earn 5.00% APY on their deposits with no minimum balance required.
What are the risks of fundrise
Start Investing In Real Estate With $10 Today
Fundrise invests your money in private real estate deals via investment portfolios. Now anyone can get in on private real estate, not just the wealthy.
Written by Guest Post on December 19, 2021
FTC Disclosure: Some of the links on this site are affiliate links. Read our full disclaimer here.

I Invested $5,000 In Fundrise And Here's What Happened

This is a paid endorsement of Fundrise, we earn a commission if you decide to invest with Fundrise.

Back in June of 2018, I became a Fundrise investor. After the team reached out to me and invited me to become an affiliate, I decided to make my initial investment to test out the platform.

When you invest with Fundrise, you can choose the Starter Portfolio which has a minimum investment of $10. Or, you can choose one of the advanced portfolios with a $1,000 minimum.

I ended up going with the Balanced Investing Plan in the Core Portfolio, but they also offer a Supplemental Income and Long Term Growth portfolio.

The Balanced Investing Plan gives you a blend of both growth and income-oriented investments.

Learn More: Robinhood Retirement 3% Match

Robinhood is a popular "all-in-one" investing app.

While they are most well-known for their commission free stock trading, they've recently shaken up the Retirement Investing World too.

Introducing Robinhood Retirement; home of the biggest IRA match on the market.

Robinhood IRA Boost

Here's what you need to know:

  • Robinhood offers 2 types of retirement accounts - the Roth IRA and Traditional IRA
  • All Robinhood investors will get a 1% Match on what they Contribute or Transfer
  • Robinhood Gold members will get a 3% Match - the biggest on the market

And don't worry, this comes with a Portfolio Builder Tool. You don't have to construct your investment portfolio from scratch if you don't want to.

Lastly, you'll even get a free stock worth up to $200 when you open a new Robinhood account using our link.

Best Free Stock Promotions

Robinhood Logo1 Free Fractional Share Worth Up To $200Learn More
Webull LogoEarn Up To 75 Free Fractional SharesLearn More
Moomoo Logo7 Free Stocks When You Deposit $100+Learn More
Acorns Logo$20 Bonus When You Invest $5+Learn More

My First $1,000 Investment

The deposit hit my account on July 2nd and I was officially a Fundrise investor. I decided to start out with a $1,000 investment as a barometer to see how this investment worked and performed. Personally, I was familiar with the concept of crowdfunded real estate investing, but I wanted to see it in action for myself.

I earned my first dividend on October 10th 2018 which was the Q3 dividend. This was in the amount of $10.16 and I reinvested it via the auto-invest feature, which allows me to earn compound interest.

I earned my next dividend on January 9th 2019 in the amount of $9.53 which was the Q4 2018 dividend.

My initial account balance was $1,000 but by the time I had earned my Q4 2018 dividend, my balance was up to $1,044.86 meaning I had earned a return of about 4.5% in 6 months! I was very happy with this.

The Next $4,000 Investment

After 6 months as a Fundrise investor, I decided to scale up my investment to $5,000. I was satisfied with the return I had received, and I wanted more skin in the game. I bumped my investment up from $1,000 to $5,000 by depositing an additional $5,000 which took place on April 9th 2019.

Now, since I had significantly more invested, my dividends were more substantial.

Dividends Earned:

  • $54.37 (Q2 2019)
  • $60.05 (Q3 2019)
  • $82.96 (Q4 2019)

As I mentioned earlier, all of my dividends are reinvested back into my Fundrise portfolio. Here's where this gets exciting for me... If I add up these three dividends alone, that is $197.38 of passive income that was reinvested back into my portfolio, allowing my money to grow even more!

My Fundrise Returns

So, the question everyone is probably wondering is how much money have I made investing in Fundrise?

Well, my total investment of $6,000 has earned me a return of $373.27 however I ramped up my investment over time since I initially started with just $1,000.

Coming directly from the Fundrise dashboard, here are my returns so far based on the years that I have been invested. These returns are after the 1% fee Fundrise collects.


In 2018 I was only invested from July on, so it was only 6 months.

I earned a return of 4.3% or $43.89.


In 2019, I was invested for one full year as a Fundrise investor.

I earned a return of 7.7% or $311.54.


In 2020, I was invested for another full year on the Fundrise platform.

I earned a return of 3.9% or $741.69.

Investing $5,000 On Fundrise: Final Thoughts

Overall, I have been very happy with my returns so far as an investor. I am still new to crowdfunded real estate investing, but based on what I have seen over the last year and a half of investing I am comfortable with making a sizable investment in this platform.

It is important to remember that any real estate investment is going to be a longer term investment and Fundrise is no exception. According to their site, Fundrise investors should have a minimum time horizon of 5 years. If you are looking for a short term investment, this is not for you.

Also, keep in mind that liquidity is not guaranteed. They do offer quarterly redemption periods, but you are not guaranteed the ability to cash out at this time. Your money is used to purchase real estate, and as such they may not have enough cash on hand if you are looking to cash out.

If you want to learn more, read our full Fundrise review here or click here to sign up!

Article written by Guest Post

Read more

Power Your Investing

Choosing the right product and service is essential for your investing. Here are some of the tools and services to help your portfolio grow.
Robinhood provides an easy-to-use free trading platform for beginner investors. Robinhood has $0 account minimums. Get a free stock when you open an account below.
Try Robinhood
M1 Finance
M1 Finance offers a free investing platform where users can build portfolios of stocks and ETFs. Users can also choose from a variety of pre-built portfolios offered for free.
Try M1 Finance
Passively invest in private real estate deals with as little as $10. Fundrise allows you to own residential and commercial real estate across the U.S. starting at a 1% annual fee.
Try Fundrise
Copyright © 2018 – 2024 Investing Simple LLC. All Rights Reserved.
Investing Simple is a financial publisher that does not offer any personal financial advice or advocate the purchase or sale of any security or investment for any specific individual. Members should be aware that investment markets have inherent risks, and past performance does not assure future results. Investing Simple has advertising relationships with some of the offers listed on this website. The information on Investing Simple could be different from what you find when visiting a third-party website. All products are presented without warranty. For more information, please read our full disclaimer.
Website managed by Stallion Cognitive™

Get 1 Free Stock Worth Up To $200 From Robinhood!

Don't Miss This Opportunity!

Investing Simple readers can claim a free stock from Robinhood worth up to $200 when they open a brokerage account and deposit any amount.

For US Residents only. Investing Simple is affiliated with Robinhood, and we may earn a commission when you sign up for Robinhood.

linkedin facebook pinterest youtube rss twitter instagram facebook-blank rss-blank linkedin-blank pinterest youtube twitter instagram