Investing Simple Logo
Get 1 Free Stock Worth Up To $200 From Robinhood!
Sign up with Robinhood, deposit any amount and get 1 Free Stock. It takes less than 3 minutes to sign up and claim your Free Stock Bonus.
Earn 5.00% APY with M1 High-Yield Savings Account
M1 Plus members can earn 5.00% APY on their deposits with no minimum balance required.
Get $5 FREE Bitcoin From Coinbase Today
Coinbase is offering new users a $5 bonus paid in Bitcoin. All you have to do is make your first crypto purchase after signing up.
Written By: Cari Scribner on Jan 19, 2022
» 4 min read
Category: 
FTC Disclosure: Some of the links on this site are affiliate links. Read our full disclaimer here.

How To Make Money With Coinbase

Coinbase is a popular cryptocurrency exchange offering users numerous financial products related to the world of digital currencies.

Users generally gravitate towards the platform based on the wide variety of cryptocurrencies available as well as the sleek and easy to navigate app.

In 2025, Coinbase continues its expansion through international market growth, new cryptocurrency listings, and innovative trading options, making it a leading platform that adapts to the evolving regulatory environment and user needs.

You might be wondering how you theoretically make money using Coinbase, and there are several different avenues to do so, including some exciting new features available this year.

We will be going into more detail about each one below, but first, here's the different ways to make money using Coinbase in 2025.

New to the world of Crypto? Check out my full Coinbase tutorial below!

How To Make Money Using Coinbase

MethodPotential EarningsRisk LevelRequirements
Earn $5 BitcoinFixed $5 BTCLowSign up and verify account or complete first purchase
Coinbase Learn & EarnVaries (Crypto rewards for learning)LowWatch videos and complete quizzes
Coinbase Card RewardsUp to 4% back in crypto rewardsLowSpend using the Coinbase One Card
Asset Appreciation (Buy & Hold)Variable, potentially highHigh (market volatility)Buy and sell cryptocurrencies
Crypto Interest & LendingUp to 14% APY (staking/lending)Medium to HighHold or lend eligible crypto assets
Coinbase StakingTypically 4%-6% APY, varies by assetMediumStake supported cryptocurrencies via Coinbase

1. Earn $5 of Bitcoin

The first way to make money with Coinbase is the easiest.

All you have to do is sign up for Coinbase using the button above to earn $5 worth of free Bitcoin!

To qualify, you will need to verify your account or complete your first crypto purchase.

As of 2025, Coinbase has also increased some sign-up bonuses up to $200, depending on promotions and account activity.

2. Coinbase Learn & Earn

For those looking to gain knowledge and earn simultaneously, Coinbase Learn & Earn offers a great opportunity to earn free cryptocurrency by watching educational videos and completing quizzes.

This program distributed over $100 million in various cryptocurrencies since inception. Remember, offers can change or end, so take advantage while available.

3. Coinbase Card Rewards & Coinbase One Subscription

The Coinbase Card, a Visa debit card funded by your Coinbase USD balance, lets you earn rewards on everyday spending.

In 2025, the Coinbase One Card offers up to 4% back in Bitcoin rewards on all purchases, a significant upgrade from earlier reward levels. The card remains issued by MetaBank, Member FDIC.

Alongside the card, Coinbase One is a subscription service targeting active users. It provides benefits such as:

  • Zero trading fees on Coinbase.com and Coinbase Pro
  • Priority 24/7 customer support
  • Increased staking rewards on eligible assets

This service combines enhanced rewards and personalized support, ideal for active traders looking to optimize their earnings.

4. Asset Appreciation

Long-term investing remains one of the most straightforward ways to potentially make money with Coinbase. By purchasing cryptocurrencies and selling them later at a higher price, users can realize capital gains.

However, cryptocurrency markets are volatile and subject to rapid price fluctuations. This strategy carries a high risk and requires understanding market conditions and timing.

Always conduct thorough research and consider your risk tolerance before investing.

5. Crypto Interest, Lending, and Staking

Coinbase offers multiple ways to earn passive income through crypto holdings beyond price appreciation:

Coinbase Interest on Crypto

If you convert your USD into stablecoins like USDC or hold certain cryptocurrencies, Coinbase pays interest on these balances.

Crypto Lending Options

  • CeFi (Centralized Finance): Coinbase provides centralized lending options allowing you to earn higher APYs on stablecoins compared to holding USD within the app.
  • DeFi (Decentralized Finance): For advanced users, lending via decentralized protocols such as Aave or Compound can offer even higher APYs, but with increased risk and complexity.

Coinbase Staking

Staking has become a popular way to generate income by supporting blockchain network security and transaction validation. Coinbase allows users to stake several cryptocurrencies—including Ethereum, Tezos, and Cosmos—with typical reward rates between 4% and 6% APY depending on the asset. Rewards are paid regularly, and users maintain custody of their assets during staking.

Keep in mind, crypto deposits and lending are not FDIC or SIPC insured. Risks include market volatility, liquidity delays when unstaking, and platform risks. Thoroughly understand terms and risks before participating.

Additional Coinbase Offerings

Besides individual-focused features, Coinbase also provides services for businesses and institutions:

  • Coinbase Business: Enables companies to accept crypto payments, manage trading, and custody digital assets securely.
  • Coinbase Wallet: A trustless, non-custodial wallet empowering users to store tokens, NFTs, and interact with decentralized apps (dApps) safely.
  • Coinbase Custody: Institutional-grade offline storage solutions designed for secure large-scale crypto asset management.

These services highlight Coinbase's expanding ecosystem beyond retail trading and investing.

Don't forget to grab your free stock worth up to $200 from Robinhood today!

Article written by Cari Scribner

Read more

Power Your Investing

Choosing the right product and service is essential for your investing. Here are some of the tools and services to help your portfolio grow.
Robinhood
Robinhood provides an easy-to-use commission free trading platform for beginner investors. Robinhood has $0 account minimums. Get a free stock when you open an account below. Limitations Apply.
Try Robinhood
M1 Finance
M1 Finance offers a free investing platform where users can build portfolios of stocks and ETFs. Users can also choose from a variety of pre-built portfolios offered for free.
Try M1 Finance
Fundrise
Passively invest in private real estate deals with as little as $10. Fundrise allows you to own residential and commercial real estate across the U.S. starting at a 1% annual fee.
Try Fundrise
Copyright © 2018 – 2025 Investing Simple LLC. All Rights Reserved.
Investing Simple is a financial publisher that does not offer any personal financial advice or advocate the purchase or sale of any security or investment for any specific individual. Members should be aware that investment markets have inherent risks, and past performance does not assure future results. Investing Simple has advertising relationships with some of the offers listed on this website. The information on Investing Simple could be different from what you find when visiting a third-party website. All products are presented without warranty. For more information, please read our full disclaimer.
Website managed by Stallion Cognitive™
magnifiermenuchevron-downcross-circlechevron-down-circle
linkedin facebook pinterest youtube rss twitter instagram facebook-blank rss-blank linkedin-blank pinterest youtube twitter instagram