Investing Simple Logo
Acorns LogoAcorns Logo
Get A $15 Bonus From Acorns!
Sign up with Acorns, deposit as little as $5 and get a $15 bonus! It takes 3 minutes to sign up with Acorns and claim this bonus.
Webull free stock promotion
Get Up To 5 Free Stocks From Webull
Open a new Webull brokerage account today and deposit any amount of money to receive 5 free stocks. Webull offers commission free stock, ETF, option and crypto trading.
Written by Cari Scribner on October 5, 2020
FTC Disclosure

How Does M1 Finance Auto-Invest Work?

One excellent way to handle the indecision is to find an online broker that offers automatic investing.

When you auto-invest, you contribute money to your account at specific intervals without any effort on your part. You set it and forget it.

The funds may be contributed through regular, automatic withdrawals from your bank account.

You can use auto-invest within parameters you set, such as having withdrawals done weekly, twice monthly, or even once a month.

In addition to using online apps to do this, an employer might also offer automatic investment plans to their employees in which a percentage of their incomes is automatically contributed to retirement accounts such as 401(k) accounts.

If this is available to you, take advantage of it!

Best Free Stock Promotions

Robinhood Logo1 Free Fractional Share Worth $5 To $200, 18 Companies To Choose FromDownload
Webull LogoWin Up To 12 Free Stocks Worth Up To $3,000 EachDownload
M1 Finance Robo Advisor$10 Bonus (When You Deposit $100+)Download
Moomoo LogoWin Up To 5 Free Stocks Worth $3 To $2,000 EachDownload
Acorns LogoFree $10 Bonus When You Invest $5+Download

M1 Finance Auto Investing

M1 Finance offers auto-investing. It is the most frequently used option by M1 Users.

With auto-invest on, any time your cash balance meets or exceeds $25, M1 will automatically invest your cash balance into your portfolio. All you will need to do to get into this is turn auto-invest on and set your minimum cash balance to $0.

If you want to invest manually, you can turn this off at any time.

Example 1: If your set minimum is $0, M1 will initiate trading whenever your cash balance reaches or exceeds $25. They will invest all your cash, so $0 will remain in your cash balance.

Example 2: If your set minimum is $1,000, M1 will trade whenever your cash balance reaches or exceeds $1,025. They will invest all cash in excess of $1,000, and $1,000 will remain in your cash balance.

Don't Auto-Invest My Cash

If you select this option, M1 will not automatically invest your cash. Instead, deposits from your bank and paid dividends will accrue as cash in your account.

To select this option, turn Auto-Invest off.

With Auto-Investing off, you can use the cash in your account to arrange buy orders for fractional investments or whole individual securities.

Automated reinvestment of dividends allows you to earn compound interest, so most experts recommend it.

M1 Finance Free Training

We put together a free 30 minute video training that walks you through the entire process, step by step. This training will help you get up and running in no time at all.


Article written by Cari Scribner

Read more

Power Your Investing

Choosing the right product and service is essential for your investing. Here are some of the tools and services to help your portfolio grow.
Robinhood provides an easy-to-use free trading platform for beginner investors. Robinhood has $0 account minimums. Get a free stock when you open an account below.
Try Robinhood
M1 Finance
M1 Finance offers a free investing platform where users can build portfolios of stocks and ETFs. Users can also choose from a variety of pre-built portfolios offered for free.
Try M1 Finance
Passively invest in private real estate deals with as little as $10. Fundrise allows you to own residential and commercial real estate across the U.S. starting at a 1% annual fee.
Try Fundrise
Copyright © 2018 – 2023 Investing Simple LLC. All Rights Reserved.
Investing Simple is a financial publisher that does not offer any personal financial advice or advocate the purchase or sale of any security or investment for any specific individual. Members should be aware that investment markets have inherent risks, and past performance does not assure future results. Investing Simple has advertising relationships with some of the offers listed on this website. The information on Investing Simple could be different from what you find when visiting a third-party website. All products are presented without warranty. For more information, please read our full disclaimer.
Website managed by Stallion Cognitive™
linkedin facebook pinterest youtube rss twitter instagram facebook-blank rss-blank linkedin-blank pinterest youtube twitter instagram