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Written by Drew Cochran on January 12, 2023
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How To Transfer From Apple Pay To Your Bank 2023

Do you have a lot of Apple Cash lying around that you'd like to turn into real cash?

Today we're going to show you exactly how to get money from Apple Pay into your bank account.

Luckily, it's a pretty smooth process, as long as you know where to look. Let's go get your money.

How To Transfer From Apple Pay To Your Bank

Transferring your Apple Pay cash into your bank is a very simple process, but it could be confusing, because in most other situations, the instructions are in the opposite steps!

In order to link your bank to Apple Pay, the best way is actually to start a transfer with your Apple Pay cash.

Here's all the steps, in order:

  1. Transfer Your Money To Your Bank
  2. Link Your Bank To Apple Pay

In order to complete these steps, you'll need to have your bank's routing number, as well as your individual bank account number. You can usually find this information inside of your bank's app or website once logged in, as well as your checks, and your monthly banking statements.

You can also Google to find your bank's routing number in a pinch - bank routing numbers are public knowledge, and unlike your bank account number, don't need to be hidden.

1. Transfer Your Apple Cash To Your Bank

 

To begin the process, we'll start by initiating a transfer from your Apple Pay cash - if you haven't already, grab your phone:

  1. From your phone's home screen, find press the Settings icon
  2. Scroll down and choose "Wallet & Apple Pay"
  3. Under the payment cards section, select your "Apple Cash"
  4. Click the blue "Transfer to Bank" button on the right side of the screen
  5. Enter the amount of money you'd like to transfer, and press "Next"
  6. Under the transfer options presented, choose the free "1-3 Business Days" option

The rest of this process is covered in the next step below!

2. Link Your Bank Inside The Transaction

Now, you'll be prompted to add your bank account by entering your bank's routing number, and your individual bank account number.

You'll need to enter them again to confirm the information. After this, press "Transfer", and double-click to confirm.

This transfer will be free, and will take 1-3 business days to process.

Final Thoughts: Transferring Apple Pay To Bank

While instant transfers can be convenient, if you're not really in an emergency, you could save a good amount of money in the long run by doing these free 1-3 business day ACH transfers.

Nearly every online money app has the option - so now you know that exists, make sure to look for it!

See you at the top.

Article written by Drew Cochran

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