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Written by Ryan Scribner on May 15, 2023
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Yotta vs Marcus 2023: Which Is Best?

Ryan Scribner is an angel investor in Yotta. 

When it comes to choosing a savings account, finding the right fit can have a significant impact on your financial goals.

Yotta and Marcus are two popular options that offer unique features to help you grow your savings.

Let's compare the benefits of Yotta and Marcus to determine which one might be the better choice for you.

What Is Yotta?

Yotta has gained popularity among over 700,000 members who seek to supercharge their finances while potentially winning up to $1 million every day.

With an average annual savings reward of 2.70% APY, Yotta offers an attractive interest rate to help grow your savings. What sets Yotta apart is its innovative approach, allowing users to satisfy their "gambling itch" through daily prize drawings.

The base rate of 0.20% APY serves as a foundation for your savings, while the chance to win daily prizes ranging from $0.03 to $1 million adds an exciting element to the experience.

Yotta has expanded its offerings beyond the online savings account, providing debit and credit cards that enable users to earn more tickets into the daily prize drawings.

Additionally, the recent introduction of I Bonds Buckets simplifies the process of purchasing I Bonds by eliminating the need to navigate the outdated Treasury Direct website.

What Is Marcus?

On the other hand, Marcus offers an online savings account that provides a high-yield option compared to traditional banks.

With a competitive annual percentage yield (APY) of 4.15%, Marcus allows your savings to grow at a rate higher than typical savings accounts.

The account provides flexibility, allowing you to add or withdraw money at any time. The variable rate feature means that the interest rate can change based on market conditions.

Marcus vs Yotta

When comparing Yotta and Marcus, it's important to consider your financial priorities and preferences.

If you enjoy the excitement of potential cash prizes and a gamified experience, Yotta may an option for you. The chance to win big prizes can serve as a motivating factor to save.

On the other hand, if your primary goal is to maximize your savings growth with a competitive interest rate, Marcus offers a compelling option.

Be sure to read our full Yotta review here for more info!

This article was generated using automation technology, and thoroughly edited and fact-checked by an editor on our editorial staff.

Article written by Ryan Scribner
Ryan Scribner wrote a book called “From Side Hustle To Main Hustle To Millionaire” about his side hustle journey. He started off as a utility worker in Upstate NY before launching his YouTube channel in 2016 as a side hustle. In 2017, he went full time with the online business, quitting his job. Since then, he has grown his channel to 800,000 subscribers. Ryan now shares side hustle tips with others and is an angel investor in many fintech companies.

Read more

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